It’s Time for Voters to Take Out the Senatorial Trash

— by Vickie Rock, Humboldt Dems Secretary and proud Navy Veteran

Today, S1982 came up for a vote in the Senate. S1982 is the Comprehensive Veterans Health and Benefits and Military Retirement Pay Restoration Act of 2014.  S1982 amends federal veterans provisions revising or adding provisions concerning medical services and other benefits provided to veterans and/or their dependents through the Department of Veterans Affairs (VA) in the following areas:

  • survivor and dependent matters, including benefits for children of certain veterans born with spina bifida;
  • education matters, including the approval of courses for purposes of the All-Volunteer Force and the Post-9/11 Educational Assistance programs;
  • the expansion and extension of certain health care benefits, including immunizations, chiropractic care, treatment for traumatic brain injury, and wellness promotion;
  • health care administration, including extension of the Department of Veterans Affairs Health Professional Scholarship Program, and
  • complementary and alternative medicine;
  • mental health care, including an education program and peer support program for family members and caregivers of veterans with mental health disorders;
  • dental care eligibility and expansion, including a program of education to promote dental health in veterans;
  • health care related to sexual trauma, including appropriate counseling and treatment and a screening mechanism to detect incidents of domestic abuse;
  • reproductive treatment and services, including fertility counseling as well as adoption assistance for severely wounded veterans;
  • major medical facility leases;
  • veterans’ employment training and related services;
  • veterans’ employment, including within the federal government and as first responders;
  • career transition services;
  • employment and reemployment rights of members of the Armed Forces after active duty service;
  • small business matters, including contracting and subcontracting participation goals with federal departments and agencies;
  • administrative matters, including regional support centers for Veterans Integrated Service Networks;
  • the revision of claims based on military sexual trauma as well as claims for dependency and indemnity compensation;
  • jurisdictional matters, including with respect to the Board of Veterans’ Appeals and the Court of Appeals for Veterans Claims;
  • the revision of certain rights under the Servicemembers Civil Relief Act, including protections with respect to the expiration of professional licenses, a prohibition on the denial of credit or the termination of residential leases due to military service, and the temporary protection of surviving spouses under mortgage foreclosures; and
  • outreach and miscellaneous matters, including: (1) repeal of the provision of the Bipartisan Budget Act of 2013 that reduces the cost-of-living adjustment to the retirement pay of members of the Armed Forces under age 62, and (2) the accounting for discretionary accounts designated for overseas contingency operations/global war on terrorism.

When the bill came up for a vote, we witnessed pure unadulterated partisanship run amok as 41 reprehensible members of the REPUBLIBAN displayed their disdain, not support, for our troops and voted against passage of S1982:

Alexander (R-TN) . Ayotte (R-NH) . Barrasso (R-WY) . Blunt (R-MO) . Boozman (R-AR) . Burr (R-NC) . Chambliss (R-GA) . Coats (R-IN) . Coburn (R-OK) . Cochran (R-MS) . Collins (R-ME) . Corker (R-TN) . Cornyn (R-TX) . Crapo (R-ID) . Cruz (R-TX) . Enzi (R-WY) . Fischer (R-NE) . Flake (R-AZ) . Graham (R-SC) . Grassley (R-IA) . Hatch (R-UT) . Hoeven (R-ND) . Inhofe (R-OK) . Isakson (R-GA) . Johanns (R-NE) . Johnson (R-WI) . Kirk (R-IL) . Lee (R-UT) . McCain (R-AZ) . McConnell (R-KY) . Paul (R-KY) . Portman (R-OH) . Risch (R-ID) . Roberts (R-KS) . Rubio (R-FL) . Scott (R-SC) . Sessions (R-AL) . Shelby (R-AL) . Thune (R-SD) . Toomey (R-PA) . Vitter (R-LA)

It’s one thing to shut down our Government because they don’t want to pay the bills that they authorized and that they had already incurred.  It’s another thing entirely when they send our children to unwarranted wars and then refuse to provide necessary funding to support healthcare for the injuries of war incurred, PTSD, sexual trauma, traumatic brain injuries, et.al.  Our troops should never be thrown out with the trash like these Tartufes did today.  This is an election year.  It’s time for voters across this nation to take out the Senatorial trash.

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The President’s Housing Plan–What You Need to Know

The White House

President Obama took Wednesday morning to answer your questions on housing during an online interview, and it’s worth a watch. It’s part of his push for a more secure foundation for middle-class home ownership.

We want to make sure you’ve got the facts about President Obama’s plan, and the resources that are already available for homeowners.

Here’s what you need to know:  The President’s plan involves simple, commonsense steps that folks on both sides of the aisle agree on. That means making it easier for families to refinance, reforming the system so families aren’t on the hook for the bad behavior of certain mortgage lenders, and helping folks who aren’t homeowners yet get affordable housing that’s right for them.

Click here to find out more about President Obama’s plan.

And while  we need to do more, there are some resources we’ve already helped make available:

  • MakingHomeAffordable.gov is there to help get you mortgage relief and avoid foreclosure. If you or someone you know needs assistance, they can help you find programs that can help — both online and through a free, 24/7 support line that can connect you with housing experts.

Take a minute to share this information with your family and friends, so that people who might not know about these resources can start getting help if they need it.

Victims Of Foreclosure Fraud Can’t Cash Reimbursement Checks

— by Sarah Edelman, Guest Blogger on Apr 17, 2013 at 3:48 pm

Could federal regulators and their cast of private contractors possibly do a worse job of getting relief to families who were wronged during the foreclosure crisis?

First, private contractors botched their initial review of banks’ foreclosure files. Then, the Office of the Comptroller of the Currency cut a bad deal with mortgage servicers that pays very little – about two-thirds of borrowers will receive only $300.

Finally, adding insult to injury, borrowers are having trouble cashing the disappointingly small checks!

Apparently, in order for borrowers to cash the compensation checks they received, their bank must contact Rust Consulting, the company handling the distribution of compensation funds for the U.S. government in order to verify the checks are cashing. However, when these banks followed typical protocol and contacted the bank issuing the checks, Huntington National Bank, the issuing bank was unable to verify and give approval to cash the check.

In the grand scheme of things, this bureaucratic slip-up can be resolved fairly easily, and the Federal Reserve has assured the public that borrowers should be able to access their compensation going forward. However, this most recent debacle underscores how this entire process has failed millions of families who have already lost their homes and savings during the foreclosure crisis.

A major problem throughout this process has been poor communication and outreach to borrowers. Last summer, the General Accountability Office reprimanded the OCC for ineffective outreach to more than 4 million borrowers who could be eligible for compensation. What’s more, the closed review process by the bank contractors – for which reviewers were paid more per hour than most borrowers will end up getting in total compensation – offered borrowers no opportunity to provide additional information as the contractors were determining whether or not they were wronged and if so, the amount of compensation they were owed.

As that review process became increasingly costly and bogged down, the OCC made a deal with 13 banks which, yet again, provides little meaningful redress to the vast majority of those whose foreclosure were mishandled.

Perhaps it could be amusing – or even inspire a comedy TV show – if a small-town sheriff was bungling its affairs this badly. But it’s no laughing matter when the primary federal regulator of big-bank safety and soundness and its high-priced contractors look like the Bad News Bears.

Our guest blogger is Sarah Edelman, a Policy Analyst at the Center for American Progress Action Fund.


This material [the article above] was created by the Center for American Progress Action Fund. It was created for the Progress Report, the daily e-mail publication of the Center for American Progress Action Fund. Click here to subscribe.

White House White Board: Refinancing

In this installment of the White House White Board, Brian Deese, Deputy Director of the National Economic Council, explains how President Obama’s plan would make it much easier for millions of American homeowners to refinance their mortgage and save hundreds of dollars every month.

The ability, or inability, to refinance a home mortgage is a problem confronting Americans across the country. Millions of families who bought homes before the financial crisis, and have been paying their bills on time every month since, are locked in at the high interest rates of the past. Even though they have done everything right, they can’t refinance at today’s rates, which are historically low.

If these folks were able to lower their rates, they’d have more money in their pockets each month. That’s good for their families, their local communities, and the nation’s economy.

So take the time to learn more about President Obama’s refinancing proposal, and tell us what you think so that we have the information we need to help get this done. Your answers will shape the work we do in the weeks ahead.